“How are you feeling today?”
If an insurance adjuster asks you this friendly question over the phone, it’s likely that you’ll give one of the following responses without even thinking about it:
Unfortunately, any of these common responses to a simple question could give the other driver’s insurance company an excuse to twist your words and minimize your claim after a car accident—even if those polite responses don’t tell the whole truth about a victim’s condition.
Many accident victims believe that the insurance adjuster is simply there to help them get through the insurance process and speed things along. Unfortunately, the truth is that it is the insurance adjuster’s job to minimize victims’ claims and reduce the amount the company must pay. Simple or friendly questions inquiring about your health or how you feel often hide an ulterior motive—to gather statements and information that could be twisted against you later.
Although you may start to feel like you must constantly be on guard when talking about the accident or your injuries, don’t give in to the temptation to bend the truth. Lying and exaggerating about your condition can wreck you injury claim just as thoroughly as making an honest mistake.
For more information about protecting your rights after you've been hurt in an accident, reach out to our experienced Sioux Falls injury team.
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