South Dakota Car Crash with Deer: Are you Covered?

The fall and early winter seasons in South Dakota bring about new issues for drivers like snow, sleet, ice and even deer. South Dakota ranks third among all states for the number of motor vehicle crashes with these woodland animals. The cost of repairing damage to a car as a result of a collision with deer in South Dakota ranges from approximately $3000-$5000. This is a hefty out of pocket expense for most drivers, and one that many cannot afford.

Are you covered if you are one of the thousands of drivers that hit a deer in 2011?

First and foremost, if you are in a collision with deer, contact a South Dakota attorney, particularly if you are suffering personal injuries and/or other drivers are involved. In a state that has such a high rate of car crashes involving deer, it is important to know if you have the appropriate insurance coverage before it is too late.

Comprehensive coverage is the type of motor vehicle insurance coverage that covers you for damages sustained to your vehicle in the event of a crash with deer. It is important to know that while, technically, you have had a collision with deer, your collision insurance will not cover the damages.

Nationally, 3.6 million vehicle owners are without comprehensive coverage. Therefore, it is recommended that you double-check to make sure you have proper coverage. If you are involved in a South Dakota collision with deer, it is better to have the coverage than have to deal with the costly out of pocket expenses.

If you have been in a motor vehicle crash with a deer, you should contact a South Dakota lawyer for immediate help with your claim. Not only can an event like this damage your vehicle, you may be suffering personal injuries or other drivers may also be involved. A simple accident can quickly turn complex.

Call the South Dakota attorneys at Zimmer, Duncan & Cole. Our attorneys have been representing clients involved in motor vehicle accidents throughout South Dakota since 1948. Call our office toll free at (888) 733-2992 or complete the contact form on this page for a free consultation.