If you have been in a car or truck accident you are going to be hearing from an insurance adjuster sooner or later. The adjuster will call you and want to know if they can talk to you. The adjuster will also want to tape record your conversation. Should you do it?
If you have been seriously injured my advice is not to talk to the adjuster without having talked to an experienced car and truck accident lawyer first. There is just too much that can go wrong without an attorney present.
Why do I say that? Because over the years we've seen numerous things go wrong for the injured person in these insurance adjuster interviews. Most folks just don't understand the purpose of the insurance adjuster interview. You are at a disadvantage without having an experienced car and truck accident lawyer to help you out. Based on our experience, you are asking for trouble if you talk to an adjuster without a lawyer.
It's pretty simple: "Anything you say can and will be used against you in a court of law." That is true even if you are very severely injured, in the hospital, on pain medication, and "out of it." We've seen many instances where the insurance defense lawyer, (almost all lawyers representing defendants in car accident cases are hired by insurance companies), use these insurance adjuster interviews to attack the injured person.
It doesn't matter to them if you said something without all of the information about your medical condition, or if you were in so much pain you weren't thinking right, or if you were so medicated you didn't know what was happening. If you said, they will try to hold you to it at any deposition or trial involving the accident.
So, if you are contacted by an insurance adjuster after a serious car or truck accident, use your head. Don't talk to the adjuster without talking to an experienced car and truck accident lawyer first. And you family members use your heads too! Do not let a loved one talk to an insurance adjuster without talking to an experienced car and truck accident lawyer first.
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