What Is Insurance Bad Faith?

Find out if insurance companies have been playing fair with you

After an accident, you might think you won't have trouble filing an insurance claim and receiving a fair settlement. Think again. Insurance companies sometimes don't play by the rules. Instead of holding up their side of an agreement, some insurers do everything they can to deny or reduce accident claims.

Insurance companies are supposed to play by the rules. When they don't, it's called "insurance bad faith" - and it's not right. That's why we proudly work with injury victims throughout South Dakota who are having trouble getting the money they rightfully deserve for their accident. At Zimmer, Duncan & Cole, LLP, our bad faith insurance lawyers know how to take on insurance companies and hold them accountable for their actions.

Free Case Consultation

Founded in 1948, our law firm has decades of experience investigating bad faith claims involving all types of insurance, including policies for homeowners, disability, long-term care, health and life insurance, and much more. We know how to successfully sue for breach of contract if your insurance company has treated you unfairly.

The following are examples of insurance companies acting in bad faith:

  • Not investigating a claim properly
  • Causing a delay in payment
  • Refusing to pay a claim without good reason
  • Interpreting policy language in an unreasonable manner

More information about these cases

Insurance bad faith cases might seem straightforward. Your insurance company refused to pay your claim without any justification or broke the law in some way. Therefore, you can take legal action against the company.

But such cases are rarely simple. That's because most insurance companies usually deny any wrongdoing. You can learn more about these issues by following the links listed below:

We also strongly encourage you to contact our law firm as soon as possible to schedule a free consultation with one of our attorneys.

"How can a South Dakota bad faith insurance lawyer help me?"

Insurance companies often hire entire teams of attorneys to defend their best interests. These lawyers may have years of experience handling such complex cases. That's why it's all but impossible to win without having a lawyer on your side.

You need to make sure you hire an attorney who fully understands the laws governing insurance companies, particularly in South Dakota. The insurer may have violated the state's Unfair Claims Practices Act by acting in bad faith. Our attorneys know how to respond to such actions and have years of experience successfully taking legal action against insurance companies. That's why we're eager to meet with you.

Remember, you didn't do anything wrong. You purchased insurance for protection. You expect to be compensated when you file a claim. Instead, an insurer is failing to honor its obligations. We can help. We believe legal challenges are opportunities to make people's lives better.

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Sioux Falls, SD 57108

Phone: 605-361-9840
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Parker, SD 57053

Phone: 605-297-4446
Fax: 605-297-4488
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