There are several types of auto insurance protection to select from, including:
Liability Coverage: Bodily injury liability insurance protects you from claims for damages made by others involved in a crash if you caused the accident; property damage liability insurance pays for the damage you caused to the property of others; uninsured or underinsured motorist coverage protects you if you are injured by another driver who does not have auto insurance or whose liability insurance limits are lower than your damages.
Motor Vehicle Coverage: Collision coverage pays for physical damage to your vehicle as a result of a collision; comprehensive coverage pays for damage to your motor vehicle for everything other than a collision, including weather, vandalism, fire and theft.
Optional Coverage: Includes medical, accidental death, disability, rental, towing and emergency road service
Determining the appropriate amount of coverage for you is important, as your policy will only protect you up to the amount of your independent policy limits.
If you have been in a car accident, contact a Sioux Falls, SD, personal injury attorney at Zimmer, Duncan & Cole. Our attorneys have significant experience representing personal injury victims throughout South Dakota for several decades. Call the law office toll free at (888) 733-2992 or compete the contact form on this page. Also order a copy of the free book available on our website The Ultimate Guide to Car and Truck Accident Cases in South Dakota: 7 Deadly Sins That Can Wreck Your Injury Claim. Call the law office today, a knowledgeable Sioux Falls personal injury lawyer from Zimmer, Duncan & Cole is ready to help you.




